When it comes to working with a Loan Officer, what qualities are most important to you? Competency? Communication? Closing on time? Nick Kovar prides himself on delivering these Commitments to every Client. For nearly 10 years Nick has been helping individuals and families obtain purchase and refinance home loans. Nick takes great pride in educating his clients and in attempting to minimize the stress of the home loan process. When it comes to your lender, you want Confidence. You can be Confident in Nick Kovar… all the way to the Closing Table.